Are 25-year mortgages a thing of the past?

Back in 2005, the average mortgage term in the UK for a first-time buyer was 25 years. The Office for National Statistics says that the average age of a first-time

What the general election outcome means for property and mortgages

In a decisive and historic victory, the Labour Party has won the 2024 UK general election with a significant majority. Keir Starmer has become the UK prime minister after 14

Why your estate agent should put your offer forward – whoever your broker is

If you contact an agent and make an offer for a property, you want to know that your bid has been passed on to the vendor. So, what if you

How bridging finance can help you to complete on your dream home

If you’ve ever been through the property-buying process in the UK, you will know that it can sometimes be a frustrating and prolonged experience. Even if you are organised, arrange

Need a self-employed mortgage? Why finding the right lender is key

Whether you want control over decision-making, greater earning potential, or simply the flexibility to work to your schedule, running your own business can bring many benefits. Indeed, the latest figures

Why waiting and hoping for cheaper mortgage rates could cost you

If you have ever seen an item in a store, spent time thinking about whether it’s right for you, and then gone to complete the purchase only to find out

What the recent Capital Gains Tax change means to you as a landlord

If you’ve been a landlord for a while, your tax burden has likely risen in recent years. Since 2020, landlords haven’t been allowed to deduct their mortgage costs from their

How a professional can help you secure a great mortgage deal in an “unfair” market

If you’ve ever found something you want to buy online, only to realise that it has sold out by the time you reach the checkout, you will know how frustrating

All the winners and losers from the 2024 Spring Budget

With one eye on a forthcoming general election, the chancellor has announced a Budget aimed at generating long-term growth, with “more investment, more jobs, better public services and lower taxes”.

Your Spring Budget update – the key news from the chancellor’s statement

The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s plans for the next fiscal year and beyond.

10 strange things that could affect the value of your home

You’ve likely heard of properties selling for over the odds because of their proximity to a high-performing school or a well-positioned bus stop.  But did you know that houses with

What is a “Dutch-style” mortgage, and could it be right for you?

From the invention of gin to the introduction of the CD and DVD, the Netherlands has made numerous contributions to civilisation in art, science, technology, and engineering. Over the centuries,

Guide: 10 things you can learn about your financial plan from these ABBA hits

In April 1974, a Swedish foursome took to the stage at the Eurovision Song Contest. Performing eighth on the night, ABBA introduced themselves to a global audience, romping to victory

5 clever reasons to avoid TikTok for mortgage advice

Between 2018 and 2022, TikTok attracted an average of 340 million new active members each year. The social media giant has become one of the biggest video-sharing platforms in the

Refer a friend and you could earn a gift voucher and help a great cause

Have you benefited from great advice from Altura? Maybe we’ve helped you buy a home or arranged a remortgage on your current home? Or, perhaps we’ve arranged great terms on

Guide: Everything you need to know about annuities when creating a retirement income

When you retire, you will often have a range of choices available to you about how you access your pension. One such method is an annuity, which could provide you