Altura assist everyone from first time buyers, home movers and buy to let investors, including the more complex requirements of high net worth borrowers, foreign nationals & ex-pats, self-employed individuals and portfolio landlords. Please see below for more details.

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Purchase
In a competitive property market, the ability to move quickly with your finances is crucial to a successful offer on the right property.

Altura works with clients at every stage during their property search. We offer a free, no-obligation consultation at the start of a property search to advise on affordability, costs and timeframes. We then provide evidence of mortgage suitability for clients to use with estate agents and vendors.

Once an offer has been accepted, our advisers are well positioned to advise on the right mortgage for your circumstances and process the application on your behalf. Then, with the support of a dedicated administrator, work with the lender, estate agent, surveyor and solicitor to ensure smooth and timely completion of your purchase.

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Remortgage
A mortgage is the largest single outgoing for many people and their families. The remortgage market is increasingly complex, so professional advice to review your remortgage options is increasingly important.

Altura advisers will review your circumstances to obtain the most cost effective and suitable remortgage solution. In conjunction with a dedicated administrator, they will manage the application process, and help ensure the new mortgage completes at the appropriate time.

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Buy to Let
Buy to Let* remains a popular investment strategy. Changes in recent years to both the tax treatment
and mortgage regulations mean that professional mortgage advice is crucial, for both portfolio landlords and smaller investors.

Altura advisers are highly experienced and have key contacts with mainstream and alternative lenders. These relationships are crucial to obtaining the right finance solution for any Buy to Let investor.

* Not all forms of mortgage are regulated by the Financial Conduct Authority.

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International
Altura works with a network of advisers and specialist lenders to source lending solutions for overseas clients seeking finance on UK property.

The challenges in this sector include sourcing lenders active in lending to overseas borrowers, regulation and ‘Know Your Client’ legislation, collecting and certifying documents from abroad, tax considerations, foreign currency risk, and language and cultural differences.

The international background, experience and contacts of our management team and advisers give Altura an unparalleled network amongst mortgage and related professionals, allowing us to source mortgage finance for borrowers in a range of overseas jurisdictions. Altura has particularly good contacts in China, Hong Kong, South Africa and The Netherlands.

Our guide UK property finance for Expats & Overseas Residents –

Use our Mortgage Calculator to show monthly payments based on mortgage amount, interest rate and mortgage term.

This calculator is for illustrative purposes only and does not constitute any form of mortgage offer or agreement.

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision.

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