Neil had recently divorced his partner when he came to see us. He had one child and was self-employed, having launched a new business in the past year.
Why did Neil come to us?
Neil was looking to buy a new home that had space for his child when he came to stay with him.
Neil had identified a great opportunity to purchase a property that required substantial refurbishment. However, he was struggling to get a mortgage due to his self-employed status.
Additionally, the property was not deemed fit for mortgage purposes by mainstream lenders, since it had no working kitchen or bathroom.