10 of the world’s best destinations to travel to during winter in the UK

It’s not hard to argue that winter is a magical period. In northern hemisphere countries like here in the UK, it’s the time of year when cities sparkle with festive

Why are mortgage rates going up if the base rate is coming down?

In November, the Bank of England (BoE) reduced the base rate for the second time in three months. Since August, the cost of borrowing has fallen from 5.25% to 4.75%,

What might happen to interest rates and house prices in 2025?

This autumn, Halifax reported that UK house prices had hit a record high – surpassing the post-Covid “race for space” of mid-2022. The average property price has reached a record

Guide: The surprising benefits of choosing a “living legacy” for your loved ones

Leaving wealth behind for your loved ones may be a priority when developing your financial plan. After all, you’ll likely want to see your family thrive and an inheritance could

5 practical ways to use your property wealth to help a loved one buy a home

As property prices in the UK continue to hit record highs, it’s perhaps no surprise that more and more first-time buyers are seeking help from relatives. Indeed, the most recent

What does the 2024 Budget mean for property and mortgages?

On 30 October 2024, Rachel Reeves delivered Labour’s first Budget in 14 years. Arguing that the July general election had given Labour a “mandate to restore stability and start a

Guide: Your retirement choices: How to generate an income in later life

Retirement on your terms is likely to be one of the key elements of your financial plan. So, as you approach or reach retirement, now is the time for you

Why pricing your home realistically is key to a successful sale

If you’re selling a property, deciding the price is likely to be one of the trickiest decisions you will make. If you market your home at too high a price,

3 practical ways working with a mortgage broker can get you “in by Christmas”

Autumn is traditionally one of the housing market’s busiest times of year. Vendors have returned from their summer break motivated to sell, while many buyers want to wrap up their

What could Capital Gains Tax changes mean for you as a landlord?

On 30 October, Rachel Reeves will deliver the new Labour government’s first Budget. Having already warned of a “£22 billion black hole” in the public finances, the chancellor’s first speech

What would the game Monopoly look like if it was invented today?

In 1935, Parker Brothers began to market a brand-new property board game that has since become a global favourite. Originally based on streets of Atlantic City, New Jersey, Monopoly arrived

What is “conveyancing fraud” and how can you stay safe if you’re moving home?

Buying your home is one of life’s most exciting events. It’s likely to be the biggest financial commitment you ever make, and picking up your keys is one of the

3 million households face a sharp increase in mortgage repayments

In recent years you won’t have failed to notice a sharp increase in the cost of many goods and services. Whether it’s eating out, your energy bill or your weekly

Are 25-year mortgages a thing of the past?

Back in 2005, the average mortgage term in the UK for a first-time buyer was 25 years. The Office for National Statistics says that the average age of a first-time

What the general election outcome means for property and mortgages

In a decisive and historic victory, the Labour Party has won the 2024 UK general election with a significant majority. Keir Starmer has become the UK prime minister after 14

Why your estate agent should put your offer forward – whoever your broker is

If you contact an agent and make an offer for a property, you want to know that your bid has been passed on to the vendor. So, what if you