While self-employment offers many benefits, from flexible hours to ‘being your own boss’, there can be some downsides – especially when it comes to getting a mortgage.
There isn’t a ‘one-size-fits-all’ approach to underwriting self-employed mortgage applicants. So, whether you’re a company director, a contractor, or you own your own business, what a lender considers ‘your income’ really matters.
We have wide experience of helping self-employed individuals:
- We can help business owners, company directors, freelancers, and contractors to get the finance they need to remortgage or buy their new home.
- We can make sure you’re completely prepared and in a great position to move quickly.
- We can give you advice on how you structure your income well in advance of applying for your mortgage.
- We can give you some idea of the level of income you’ll need to declare in your accounts or self-assessment in order to get the mortgage you need.
If you’d like to learn more about how we can help you as a self-employed individual, or book your free initial consultation, please get in touch by calling 020 3786 7270 or emailing us at [email protected].