The complete guide for first-time buyers

Buying your first home can seem complicated. There’s a lot to think about and it’s a huge milestone. If you’re perplexed by the jargon or aren’t sure where to start, this guide will take you through the process and offer tips to help you become a homeowner.

The guide covers:

How much deposit you need and the best ways to save
How the Help-to-Buy Equity Loan Scheme works
Understanding how much you can borrow through a mortgage and what a “mortgage in principle” is
The different types of mortgages and the impact of interest rates
Tips for improving your chances of securing a mortgage
The homebuying process.

Download The complete guide for first-time buyers to learn more.

If you have any questions about buying your first home and securing a mortgage, please contact us.

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Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Think carefully before securing other debts against your home. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Altura Mortgage Finance Limited Company Number 11228723. Registered in England & Wales: Uncommon, 34-37 Liverpool Street, London, EC2M 7PP.

Altura Mortgage Finance Limited is authorised and regulated by the Financial Conduct Authority. Firm Registration No: 827849 www.fsa.gov.uk/register/home. Not all forms of mortgage are regulated by the Financial Conduct Authority.

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but a typical fee will be £500.

If you wish to register a complaint, please write to Altura Mortgage Finance Limited, Uncommon, 34-37 Liverpool Street, London, EC2M 7PP or call 020 3411 0079.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.

* Not all forms of mortgage are regulated by the Financial Conduct Authority

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