Large Loans
Four simple ways to Maximise your Investment
Securing a substantial mortgage requires expertise, strong industry connections, and tailored advice.
At Altura, we specialise in navigating the unique challenges of large loans to help you achieve your property goals with confidence.
Tailored
Advice
We provide a free, no-obligation consultation to understand your financial profile and goals. This ensures we can craft bespoke solutions for your large loan needs.
Access to Specialist Lenders
Our strong relationships with private banks, high-net-worth lenders, and mainstream institutions give you access to exclusive deals tailored to substantial loans.
Bespoke Lending Solutions
We’ll work with you to design a loan structure that aligns with your circumstances, whether you need higher loan-to-value options, interest-only features, or financing for complex ownership structures.
End-to-End Support
From application to completion, our dedicated team will liaise with underwriters, lenders, and other key parties to ensure a smooth process, even for the most complex cases.
Learn more about our Client Experience
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Meet Richard and Clara
Richard and Clara are business owners in the tech industry, living in London. They wanted to secure a £2.5 million mortgage to purchase a luxury home but faced challenges due to their complex income structure and need for a higher loan-to-value ratio.
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Why did Richard and Clara come to us?
They sought our expertise to find a lender that could accommodate their unique financial profile, which included a mix of retained business profits, dividends, and bonuses. They also required a competitive interest rate and a seamless process due to tight purchase deadlines.
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What did we do to help?
We leveraged our extensive network to connect them with a private bank that offered a tailored lending solution. The bank accommodated their income structure and provided a competitive fixed-rate loan with a higher loan-to-value ratio than mainstream lenders could offer.
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The outcome
Richard and Clara successfully secured their £2.5 million mortgage with favourable terms. They moved into their new home on schedule, confident in the bespoke solution we provided, and are now planning their next investment.
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We are here to answer any questions you may have
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A large loan typically refers to a mortgage of £500,000 or more, though this threshold can vary by lender.
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Yes, we specialise in working with clients who have complex income structures, including bonuses, dividends, foreign income, or retained business profits.
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We work with a wide range of lenders, including mainstream banks, private banks, and specialist lenders, to find the right fit for your needs.
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Absolutely. We have access to lenders who offer higher loan-to-value options for substantial loans, depending on your circumstances.
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The timeline can vary depending on the complexity of your case, but our team ensures the process is as smooth and efficient as possible.
Get in Touch
Ready to explore your large loan options? Our experienced team is here to provide tailored advice and guide you through the process. Contact us today for a free consultation, and let’s secure the right solution for your needs together.