Your home and its contents are likely to be the biggest assets that you own. So, it’s vital that you put the right cover in place to protect not only the bricks and mortar, but also your valuable possessions.
The right buildings insurance is also a condition of any mortgage taken on a property, and ideally should be in place by exchange of contracts.
Severe storms and flooding across the UK over the last couple of years have shown the importance of comprehensive cover.
The Met Office say that 2020 was the fifth wettest on record as Storms Ciara and Dennis hit the UK, with Which? reporting that damage from storms (42%) and flooding (18%) were two of the most common reasons for weather-related home insurance claims. The average storm-related claim was valued at £3,500.
To ensure all our clients can access high-quality home insurance at a competitive price, we’ve teamed up with award-winning provider Uinsure. Read on to find out more about how we can now help you find the right buildings and contents cover for you.
5-star home insurance you’ll love
We’re always looking for ways that we can improve the service you receive. So, to help you access five-star rated home insurance, we’ve teamed up with Uinsure.
Uinsure are an award-winning insurance provider and they can offer you a comprehensive home insurance policy at a great price.
Uinsure work with a panel of the leading insurers in the UK including:
- AXA
- LV=
- RSA
- Ageas
- Covea
- Zurich
Uinsure have been rated “five stars” by Defaqto for the quality and comprehensiveness of the features and benefits they provide for both home insurance and landlord home insurance. This means you benefit from the peace of mind that you’re getting great quality cover at a competitive price.
You’ll benefit from:
- Up to £1 million to cover loss or damage to your buildings, and up to £75,000 (can be increased to £100,000) to cover loss or damage to your contents, caused by certain events such as fire, storm, flood, theft, escape of water, malicious damage and vandalism.
- Up to £200,000 for temporary accommodation for your family and pets if your home is not safe to live in following an insured event.
- Accidental breakage to TV’s, radios, audio equipment, desktop personal computers, DVD players and games consoles capable of playing DVDs.
This is just a flavour of the comprehensive protection provided through Uinsure – read their information document to find out more.
You can also add additional options such as accidental damage for both buildings and contents, personal belongings cover, and home emergency insurance cover.
To get a quote, simply enter all your details and your cover requirements online using the portal on our website. Uinsure will then provide you with quotes so you can compare policies from some of the country’s most-trusted insurers.
You can even save and retrieve quotes for later use to make things really simple.
Buy-to-let and landlords insurance
If you own a buy-to-let property, or you’re a landlord with a portfolio of properties, then it’s vital to protect your investment.
Undertaking repairs to the building could leave you out of pocket – not just for the cost of work, but also the lost rental income while your property is empty.
Our partnership with Uinsure can help you get the right cover at the right price.
You’ll benefit from:
- Cover for loss or damage to your buildings or contents caused by certain events such as fire, storm, flood, theft, escape of water, impact, subsidence, malicious damage and vandalism.
- Up to 20% of your maximum claim limit to pay for temporary accommodation for your tenants, or to cover the loss of rent, if your property is uninhabitable following an insured event.
- Accidental breakage of fixed glass, ceramic hobs, and sanitary ware.
This is just a flavour of the comprehensive protection provided through Uinsure – read their information document to find out more.
You can also choose to add optional cover, such as accidental damage to the buildings or contents, or malicious damage caused by the tenants to the buildings or your contents.
Legal cover is also available. This can help you meet the costs of pursuing legal action against a tenant where they fail to perform their obligations under the tenancy agreement or when they, for example, cause physical damage to your property.
Get in touch
Getting a home insurance quote is easy – simply head to the Altura website, choose either “home insurance” or “BTL/Landlords insurance”, and enter your details.
To find out more about our brand-new home insurance offering, email info@alturafin.com or call us on +44 (0) 20 3411 0079.
