Brokers have reported more down valuations on properties as lender caution remains and a lack of home moves in recent years has resulted in a dearth of comparable property data.

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5 essential ‘working from home’ tips from the Altura team

Research has shown that, at the height of lockdown, 60% of the UK’s adult population were working from home. While some employees have now returned to the office, a quarter

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Here’s everything you need to know if you want a foreign national mortgage

According to government data, in 2019 there were approximately 6.2 million people with non-British nationality living in the UK and 9.5 million people who were born abroad. Of course, it’s

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Service levels and communication methods during the pandemic have changed the relationship brokers have with lenders.

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Industry pundits have expressed scepticism over Boris Johnson’s party conference pledge to introduce long-term 95 per cent loan-to-value mortgages.

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Barclays has taken brokers by surprise after backdating a change to its lending criteria.

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UK house prices hit record highs in post-Covid bounce

For three months this year, the property market in the UK all but closed. With buyers unable to view homes, and surveyors forbidden from undertaking valuations, transactions fell sharply, and

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Mortgage payment holidays ending – what you need to know

From the furlough scheme to 50% eating out discounts, there has been no shortage of financial support on offer during the coronavirus pandemic. Back in March, the government announced that,

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A lack of updates, redeployed staff and the need to discuss cases before they are submitted has left brokers speculating whether they are being discouraged from working with overwhelmed lenders.

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A decision in principle (DIP) gives some way in indicating how eligible a client might be for a mortgage but with lenders assessing risk and adjusting criteria, they might not be as representative as they once were.

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